How to Value Jewelry Inherited From a Loved One

It can be very easy to forget to get your engagement ring re-valued for insurance every few years. Insurance is one of those things you can never get when you need it most. Furthermore, insurance policies need updating to ensure your ring is accurately valued for insurance. In the event of loss, it is important that your insurance will cover the replacement cost of your engagement ring. Many insurers insist upon a recent valuation document. Owing to the change in value over time, it is important to get your ring inspected and valued every few years. You may experience difficulty with a claim if your valuation is out of date.

The importance of a professional valuation

While there are many good reasons for consumers to obtain valuations for their jewellery items, valuation certificates and how they are used have caused industry controversy in recent years. There can be no doubt that a professional valuation is an important safeguard in dealing with the police or insurance company when jewellery is stolen, lost or damaged. In addition, a valuation provides a comprehensive description of an item, which is very useful if there is a need to have a jewellery item remade.

Regardless of the above, many myths about jewellery valuations still remain. In reality, there is a great deal of behind-the-scenes work involved on Antiques Roadshow and jewellery items are carefully inspected by qualified professionals well before the show starts filming. Members of the National Council of Jewellery Valuers NCJV must undertake many years of formal training in gemmology and other specialist areas to become registered and then commit to ongoing education for the duration of their registered status to remain up-to-date with industry changes.

If you have inherited potentially valuable jewelry, one of your first priorities should be having That means getting a professional appraisal. should be carried out every few years to keep your insurance coverage up to date.

We offer a free insurance valuation with all items from the store at the time of purchase. In addition to this, as certified valuers we can also offer written jewellery insurance valuations for items that have not been purchased through us which can be arranged by appointment or a walk-in service. We like to remind our clients and trusted customer base of the importance of keeping your jewellery insurance valuations up to date. We offer a hassle-free service to guide you through the process and importance of getting your items insured and valued as well as providing all of the correct documents that you would need should you need to make a claim.

We usually advise that customers should get jewellery items re-appraised every years, as the value of antique jewellery does increase over time. Getting regular updates on your insurance valuation is one key aspect of owning antique jewellery that is often overlooked. If the unthinkable happens and a cherished ring, necklace or family heirloom is lost or stolen, then having the correct and up-to-date insurance documents are invaluable in order to be able to claim the correct amount in relation to the item from your insurance company.

Having the correct, certified, up-to-date insurance documents are also useful for both yourself and your insurance company in order to set the correct level of premium for a particular item. Susannah Lovis has on-site gemmologists and a professional team of fully trained and experienced Graduate gemmologists and Valuers whom are certified by the Gemmological Institute of America GIA , The Gemmological Institute of Great Britain Gem-A , as well as globally renowned international appraisal institutes and are able to assist you with all insurance valuations.

During this process your jewellery will be assessed, professionally photographed and cleaned thoroughly while your insurance documents are prepared. It will also provide a full breakdown of the materials used in each item. This will cover, for example, the purity of gold used and identity of each gem stone as well as diamond grading.

Dating ring founders

Quick answer: The best way to understand the value of your fine jewelry is with a GIA grading report, also referred to as a lab report. Online jewelry and diamond buyer Worthy. Of all the items you own in your lifetime, jewelry is often the most personal. Your prized pieces can represent a special occasion, a memory you cherish, or the love you have for another person.

Information on valuation, funding, cap tables, investors, and executives for Dating Ring. Use the PitchBook Platform to explore the full profile.

Basically, an appraisal is a piece of paper that verifies the facts about those rings you just paid a lot of money for. It’s different from the diamond grading report you got from your jeweler. A diamond grading report will tell you everything you need to know about your diamond like the exact size. But the jewelry appraisal assigns a value to your entire ring, so it takes the diamond and other stones as well as the metal into consideration. Think of an appraisal as a souped-up receipt in case anything happens to your ring.

You’ll need it in order to get ring insurance or if you’re adding a rider to cover your ring and bands on your homeowners insurance policy. It will also give you proof you can use to claim your ring if it’s stolen and recovered by police. A gemologist can verify facts about your ring, an appraiser can assign a value to your ring; a gemologist-appraiser can do both.

Some jewelry stores have an appraiser on site that you can make an appointment with.


Your jewellery will be amongst your most treasured possessions and of course we at Assetsure will be pleased to provide insurance for you, either on a single article basis or for your whole collection. Insurance though will never compensate for the loss of a treasured item and we hope this never happens, but at least by having an up to date jewellery valuation , you can help to make sure that an item is replaced with one of similar value.

There are a number of reasons you should have your jewellery valued, firstly and most importantly, the price of precious metals has risen considerably in recent years and this directly affects the cost of jewellery. In these circumstances, your options would be to accept an inferior item or add to the cost of a new item from your own funds.

Christie’s holds 26 jewelry sales a year in Amsterdam, Dubai, Geneva, Hong Kong Property is received up to ten weeks prior to the scheduled auction date. any Christie’s location worldwide for a free verbal appraisal and marketing advice.

From the moment you say “yes,” chances are you’ll be rocking a shiny new addition on your left hand. While it may be the last thing on your mind during such a happy time, with great rings come great responsibilities —including engagement ring insurance. Engagement ring insurance is a contractual means of risk management to protect you from financial repercussions in the event of physical loss, theft, or damage. The policies typically extend to all jewelry items submitted to the coverage scope and result in either replacement, repair, or cost reimbursement.

What happens if you lose your ring? If someone steals it? If it gets damaged? You don’t want anything to happen to that beloved rock. Whether you’ve left your engagement ring accidentally behind on the beach, lost a stone at the gym , or had your ring stolen, ring insurance can offer financial protection and peace of mind when you need it most. Although no two insurance policies are alike, it can be reassuring to know that you have some safeguards and protection against some of the more harrowing possibilities life throws at you.

Jewellery Valuation Software

Collecting Guide Jewelry. This enables our specialists to choose the best location to sell jewelry and thereby guarantee the highest price possible for you. Property is received up to ten weeks prior to the scheduled auction date.

We like to remind our clients and trusted customer base of the importance of keeping your jewellery insurance valuations up to date. We offer a hassle-free.

Perhaps you once loved those filigree earrings, that diamond watch, the sparkling ring, or your fancy dangling bracelet. Vintage jewelry you never wear is a wonderful opportunity for making some cash — but you might wonder how to identify vintage jewelry and determine its worth. There are several vintage jewelry identifiers you can use to figure out whether what you own is, in fact, vintage jewelry.

Get an appraisal on your jewelry NOW! For a piece of jewelry to be considered vintage, it must be at least 20 years old. One of the most important things to do when trying to determine the value of your vintage jewelry is to examine it closely.

Points for Your Wedding Ring Appraisal

We’ve put together some FAQ about selling old jewellery for cash which we hope you will find useful. Don’t accept the first offer you receive. The National Association of Jewellers represents the majority of jewellers in the UK and we would obviously recommend them as your first port of call. Kitchen scales aren’t usually meant for weighing such light items eg rings, earrings, neck chains, etc so on the whole they won’t be very useful.

Unfortunately putting all the items onto the scales won’t help much either, different prices are offered for different metals, you’ll be offered more for an 18ct gold piece than a Sterling silver item, gram per gram.

We’ve put together some FAQ about selling old jewellery for cash which we hope you will find useful. What is the best way to get an honest valuation of the.

You can upload information about jewellery you already own and we will email you a valuation. Please try to fill in as much as possible. Our online jewellery valuation is quick and easy to complete. We try to process all orders on the day we receive them up until 3pm. If there is modification required to the item or in this case, a valuation that needs completing then yes, it can delay the order by up to 72 hours. We try to process all valuations within 24 hours to ensure the largest delay is 1 working day.

If we suspect a longer delay, we will contact you to advise timescale. A jewellery valuation is valid for the length of time your insurer states. Most insurers require the valuation to be within 2 years of making a claim but some do extend this to 3 years. Not only does it keep the valuation valid but renewing your valuation could increase the repayment amount as the price of precious metal and gemstones fluctuate over time.

A history of jewellery

Having an up-to-date jewellery valuation is vital to ensure that your insurance policy covers your possessions adequately. Only a certified valuer can issue a valuation certificate. See upcoming dates HERE.

Feb 21, – Dating to c, this beautiful, near-antique ring holds a Untreated Sapphire Solitaire/18k Ring w/GIA Valuation of $3,, c!

When it comes to selling jewelry, it can seem like a confusing world out there. Where to start, what to do, who to go to are all vital in making informed decisions and ensuring the best value for your piece. Whether you are selling because you want to upgrade jewelry for yourself, are liquidating an estate or want to make some extra cash, selling jewelry can be a rewarding experience that opens opportunities for new ventures.

You may have heard the story of someone buying a brand new car from a dealer and then driving it off the lot. When the car is being sold secondhand years down the road, it is always worth much less than what was initially paid for it at the dealership. Jewelry buying and selling works in a similar way. The value often depreciates over time, and the retail price initially paid is inflated to cover business expenses: employee wages, rent for the building, marketing, electricity, etc.

As in every business, jewelry retailers need to cover their costs, as well as make a profit. Therefore, their pricing usually falls in the range of being between double or triple the wholesale price. Retail markups are seen everywhere, with even more dramatic margins in the fashion and electronics industries. When getting an appraisal done for your jewelry, the purpose of the appraisal needs to be distinguished beforehand and discussed with the appraiser.

Discrete Valuation Rings Def Examples

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